Small holder farmer cooperatives cultivating the same crops are the target of this facility. Money is not disbursed to the farmers but based on the input needs
of the farmers, a certified input dealer is engaged to supply the inputs. To avoid side selling, an off-taker is attached to the cooperatives who deducts the loan
principal and the interest in favour of SVMF at source.

To ensure optimum yield, extension services are provided as well. The loan repayment is structured in sync with the cash flow patterns of the small holder farmers. Loan repayment is mostly bullet clear of up to a tenor of 8 months.

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